Luce Lockhart finds herself in a predicament this holiday when she maxes out her credit card. Desperately wanting a ruby necklace, she reluctantly agrees to walk her wealthy neighbor’s dog, Hank. While at the dog park, Luce meets Dean who discovers the park is going to be developed into a spa by Luce’s neighbor. Asking her to help stop the development, Luce is stuck in a position between acting against her neighbors or disappointing Dean.