Just before Christmas Kate is supposed to broker the sale of the Hollygrove Inn, but finds that her appraiser has left because of the ghost. Determined, Kate stays and soon meets Daniel, a man claims to have died 95 years ago. The two strike a deal - if she can help him discover the truth of his death, he will leave so Kate can finish her job. But as they work together, Kate begins falling for this dashing Christmas spirit, and a romance develops that will alter the course of both their lives.